FREQUENTLY ASKED QUESTIONS

FAQ'S

FREQUENTLY ASKED QUESTIONS

FAQ'S

Title insurance protects against potential issues with the title of your property, ensuring your ownership rights are secure.
A title search involves examining public records to verify the legal ownership of a property and identify any liens or claims against it.
Title searches can uncover issues such as unpaid taxes, outstanding mortgages, or easements that could affect the property’s ownership.

An Owner’s Policy protects your ownership rights, while a Lender’s Policy protects the lender’s interests. Both provide comprehensive protection.

Some issues, such as undisclosed heirs or forgery, may not be apparent from public records alone. Title insurance covers these hidden risks.

An earnest money deposit is a sum of money you put down to demonstrate your commitment to purchasing a home. It is typically held in an escrow account until the closing of the transaction.

Hard money lending involves short-term loans secured by real estate, often used by investors for quick financing.
DSCR (Debt Service Coverage Ratio) measures a property’s ability to generate enough income to cover its debt obligations, crucial for securing investment loans.
GAP funding covers the shortfall between the available financing and the total project cost, helping to complete real estate transactions.
Bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one.
Contact us today for a free consultation and to discuss your specific real estate financing needs.

We prioritize transparency in earnest money deposit management by clearly explaining the process and providing detailed information at every step. Our experienced team is always available to answer any questions, helping you understand how earnest money integrates into your real estate transactions.

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Our team at TJR Funding Solutions LLC is ready to help you.

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